Updated for the Income-tax Act, 2025 · Tax year 2026-27 (1 April 2026 – 31 March 2027)

For Non-Resident Indians · Tax year 2026-27

NRI tax, worked out in minutes

Free calculators for the questions NRIs actually face: selling a flat, renting it out, NRO interest and how many days you can spend in India. Updated for the Income-tax Act, 2025.

Property sale TDSCheck my residency
12.5%
Tax on long-term property gains for NRIs, no indexation
31.2%
Default TDS on NRO interest and rent
182 days
In India in a tax year makes anyone resident

Calculators

Residential Status CalculatorCheck if you're an NRI, RNOR or resident this tax yearProperty Sale TDS CalculatorTDS a buyer must deduct when you sell property in IndiaCapital Gains Tax on PropertyTax on selling a flat, house or plot in IndiaNRO Interest & DTAA CalculatorTax and TDS on NRO, NRE and FCNR interestRental Income Tax CalculatorTax on rent from your property in India

Guides

Income-tax Act 2025: what changes for NRIsTax year, new section numbers and renumbered forms explainedLower TDS certificate (Form 128) for NRIsStop buyers and tenants deducting TDS on the full amountTRC and Form 10F: claiming treaty benefitsCut TDS on NRO interest and dividends with your tax treatyNRE vs NRO accounts: how each is taxedInterest, TDS, repatriation and which account to useRepatriating property sale money abroadThe USD 1 million limit, Forms 145 and 146 and bank stepsDo NRIs need to file a tax return in India?When filing is required, which form, and refunds

NRI tax in India: the essentials

As an NRI, India taxes only your Indian income: rent from property in India, interest on NRO accounts, capital gains on Indian property, shares and mutual funds, and salary for work done in India. Your salary and investments abroad are outside Indian tax while you remain a non-resident.

Three things catch most NRIs out:

  1. Residential status changes with your days in India. Long visits, or Indian income above ₹15 lakh, can make you resident or RNOR. Check your status.
  2. TDS is deducted at high rates. Banks deduct 31.2% on NRO interest, tenants should deduct 31.2% on rent, and buyers deduct up to 14.95% of the full sale price of property. Your real tax is often far lower.
  3. Refunds and treaty benefits need action. A Tax Residency Certificate and Form 10F cut TDS on interest, a lower TDS certificate (Form 128) cuts TDS on a property sale, and filing a return gets excess TDS back.

What's new for 2026-27

  • The Income-tax Act, 2025 took effect on 1 April 2026. "Previous year" and "assessment year" are replaced by a single tax year.
  • Non-resident TDS moved from section 195 to section 393(2). Lower-TDS certificates moved from Form 13 to Form 128. Forms 15CA/15CB are now Forms 145/146.
  • New-regime slabs are unchanged: nil up to ₹4 lakh, rising to 30% above ₹24 lakh.

What the new Act means for NRIs →

Frequently asked questions

Do NRIs have to pay tax in India?
Yes, on income earned or arising in India, such as rent, NRO interest and capital gains on Indian property or shares. Foreign income isn't taxed in India while you're a non-resident.
What changed for NRIs in 2026?
The Income-tax Act, 2025 replaced the 1961 Act from 1 April 2026. 'Financial year' is now 'tax year', section 195 TDS is now section 393(2), and several forms were renumbered. Tax rates for NRIs stayed broadly the same.
Are these calculators free?
Yes. Every calculator is free and runs in your browser. We don't store the figures you enter.
Do NRIs need to file an income tax return in India?
You must file if your Indian income is above the basic exemption limit (₹4 lakh in the new regime) or you have capital gains. Many NRIs also file to get back excess TDS.